General Terms and Conditions

§ 1 Scope and provider

These General Terms and Conditions (GTC) govern the use of the finvantage platform, operated by finvantage GmbH, Musterstraße 1, 12345 Musterstadt, Germany (hereinafter "finvantage" or "we").

By registering for an account, the user accepts these GTC. Deviating terms of the user are not recognized unless finvantage expressly agrees to their validity in writing.

§ 2 Description of services

finvantage provides a web-based platform for managing equity investments, portfolio tracking, deal flow management and financial reporting. finvantage is an information and management platform — it does not provide financial advice, investment brokerage or regulated financial services.

§ 3 Registration and account

The use of finvantage requires registration. The user is obligated to:

• Provide truthful and complete registration information
• Keep login credentials confidential and not share them with third parties
• Enable two-factor authentication (mandatory for all accounts)
• Notify finvantage immediately of any unauthorized access to their account

§ 4 Service tiers and pricing

finvantage offers three service tiers: Starter (free), Premium and Professional. The scope of features and pricing for each tier is described on the pricing page. Prices are quoted in euros and exclude VAT where applicable.

Premium and Professional subscriptions are billed annually. A 30-day free trial is included. Cancellation is possible at any time with effect at the end of the current billing period.

§ 5 User obligations

The user agrees to:

• Use the platform only for lawful purposes
• Not upload malicious software, spam or illegal content
• Not attempt to gain unauthorized access to other users' data or accounts
• Not use automated tools to scrape, crawl or extract data from the platform
• Comply with all applicable laws and regulations

§ 6 Data protection

The processing of personal data is governed by our privacy policy. finvantage processes personal data exclusively in accordance with the GDPR and German data protection law.

§ 7 Intellectual property

All content, designs, logos and software of the finvantage platform are the intellectual property of finvantage GmbH. The user retains all rights to the data they upload. finvantage does not claim ownership of user content.

§ 8 Availability and liability

finvantage strives for high availability but does not guarantee uninterrupted access. Scheduled maintenance windows are communicated in advance. finvantage is liable for damages only in cases of intent or gross negligence. Liability for slight negligence is limited to foreseeable, contract-typical damages.

§ 9 Contract duration and termination

The free Starter plan has no minimum term and can be terminated at any time. Paid plans can be cancelled at any time with effect at the end of the current billing period. Upon termination, the user can export their data for 30 days. After this period, personal data is anonymized.

§ 10 Amendments to these terms

finvantage reserves the right to amend these GTC. Users will be notified of changes at least 30 days in advance via email. Continued use of the platform after the effective date constitutes acceptance of the amended terms.

§ 11 Governing law and jurisdiction

These GTC are governed by the laws of the Federal Republic of Germany. The place of jurisdiction for all disputes is the registered office of finvantage GmbH, provided the user is a merchant, a legal entity under public law, or a special fund under public law.